admin, Author at MoneyMati

Mar

Family’s Financial Goals

As a hashtag#couple we have some mandatory financial goals as a family and some individual goals. Some family goals we worked for were 1. Children’s UG education 2. Our Retirement Corpus 3. Our children’s marriage corpus Some individual goals my husband worked for were 1. Car 2. House Some individual goals I worked for were […]

Feb

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Money Matters: Ask your Valentine these Questions

“Money Matters: Essential Financial Questions Women Should Ask as a Family” Managing family finances isn’t just about making ends meet—it’s about planning for a secure and fulfilling future. Women play a crucial role in financial decision-making, and having open discussions about money within the family is key. Here are six essential financial questions women should […]

Jan

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How to deal with losses during black swan events?

Dealing with substantial portfolio losses during a black swan event requires a combination of emotional discipline, risk management, and strategic adjustments. Here’s a tailored approach for the Indian market context: 1. Stay Calm and Assess the Situation Avoid Panic Selling: Emotional decisions can lead to locking in losses. Black swan events often lead to a […]

Dec

Mutual Funds

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The midas touch for your portfolio

Add the midas touch to your portfolio 🌟 As the founder of Moneymati, I’ve seen firsthand how a well-structured asset allocation strategy can be the game-changer in building wealth. It’s not just about chasing returns—it’s about balancing growth, stability, and risk. A 50 debt and 50 equity asset allocation is subject to higher volatility as […]

Dec

Insurance

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Problems with ULIPs in India

Unit Linked Insurance Plans (ULIPs) have historically faced criticism due to several issues that made them less appealing to investors. Here’s a breakdown of the primary concerns and whether they’ve been addressed: 1. Low Return on Investment (ROI) The Problem: Early ULIPs often delivered suboptimal returns due to high charges eating into the investment corpus. […]

Dec

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Regular vs. Direct Mutual Funds: Which one to choose?

I recently had the privilege of addressing IRAS Officers at the Indian Railways Institute of Financial Management (IRIFM) during an Investor Awareness Program. It was an interactive and insightful session covering key aspects of investing, such as: Principles of investing: risk, return, inflation, and power of compounding. Asset classes, asset allocation, and categories of mutual […]

Nov

Mutual Funds

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Your First Million for Women: Easy and simple ways to build your wealth

Investing for the long term can be a powerful way for women to achieve financial independence and meet life goals such as retirement planning, education funding, or wealth creation. The key lies in choosing simple yet effective investment options that balance growth, risk, and consistency. Mutual funds like Index Funds, Large and Mid-Cap Funds, and […]

Nov

Mutual Funds

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Systematic Withdrawal Plan: A smart way to your pension

Understanding Systematic Withdrawal Plans (SWP) for Long-Term Financial Stability Systematic Withdrawal Plans (SWP) are an excellent tool for investors seeking regular income from their investments without completely liquidating their holdings. In this blog, we’ll explore how an SWP works, illustrate its benefits using a practical scenario, and understand its tax implications, especially when applied to […]

Nov

Taxes

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Want instant gratification? Old Vs New Tax Regime?

So, some people asked me which Tax Regime is better for them. Can they get more salary in hand if they do not make those compulsory investments? Well, the answer is that it depends on their gross pay and the quantum of investments they decide to make. For young individuals starting their careers and if […]

Family’s Financial Goals

Money Matters: Ask your Valentine these Questions

How to deal with losses during black swan events?

The midas touch for your portfolio

Problems with ULIPs in India

Regular vs. Direct Mutual Funds: Which one to choose?

Your First Million for Women: Easy and simple ways to build your wealth

Systematic Withdrawal Plan: A smart way to your pension

Want instant gratification? Old Vs New Tax Regime?

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Family’s Financial Goals

Money Matters: Ask your Valentine these Questions

How to deal with losses during black swan events?

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